Cheap Auto Insurance with Good Cover from NFU Mutual

Cheap Auto Insurance with Good Cover from NFU Mutual


There are two kinds of cheap car insurance: the kind that doesn’t cost very much per month, but leaves you stranded when something goes awry, and the kind that gives you good value for your money. NFU Mutual prides itself on being the latter, and if its ratings from independent organizations are any indication, it’s doing a good job; they are rated 5 stars by Defaqto and have been a recommended insurer from Which? eleven years running.

High cover car insurance = good value from NFU Mutual

NFU Mutual believes everyone deserves high quality cover, even with their basic car insurance package. They include lots of covers in their standard policy that most other car insurance companies will only put on a premium policy or will charge extra for. For example, with a standard auto insurance policy from NFU you will get motor legal protection included, as well as new car replacement for vehicles less than 2 years old that are a total loss. You’re also guaranteed a hire car for up to 2 weeks while your car is being repaired in one of NFU Mutual’s approved service shops.

You are also covered for personal belongings in your vehicle that are stolen or damaged due to theft, an accident, fire, etc. This includes electronic equipment such as entertainment systems, navigation systems, etc. that are fitted to you vehicle, as well as accessories like child seats.

Discounts and bonuses = cheap car insurance

Aside from saving you money by eliminating annoying admin fees for making changes to your car insurance policy, NFU Mutual has some discounts that can save a lot of money over time. Their No Claims Discount is really remarkable, take a look:

For the first year you go with no claims, your no claims discount is 30%. If you have two consecutive years with no claims, that discount increases to 40%. After three years of being claim-free, your discount is bumped up to 50%, and then to 60% for four years of no claims. By the time you’ve gone 7 years without filing a claim on your NFU Mutual motor insurance policy, your no claims discount will be an incredible 67%.

And if you have a new driver in the family between the ages of 17 and 21, you could save money by getting 2 extra years’ worth of no claims bonus if they are enrolled in the Young Drivers Scheme. That means you could earn 5 years worth of no claims discount in just 3 years, a discount worth 65% off your premium when you renew your policy.


See how much you can save from NFU Mutual

To find out how affordable high quality car insurance cover can be, why not request a free online quote from NFU Mutual? The process is simple and just takes a few minutes. You might be surprised what a good value really looks like.

About the Author

Miguel Araujo
Always giving quality information on car insurance, we will share tricks or tips to obtain good discounts in different companies from different countries, we continue in this blog so that we continue to share more news and articles on auto insurance